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  • Is Non-Cancellable Disability Income Viable?
    reasons for that. At the Guardian, an old medical care line of insurance is guaranteed renewable. Some ... services, and investment services. One of our primary responsibilities, I believe, is to classify risks ...

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    • Authors: John M Lenser, David E Scarlett, David Simbro, Kevin Farley, Daniel D Skwire
    • Date: Jun 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Opportunities in Under-Penetrated Disability Markets
    and they don't really care a lot whether it was work-related. They do care about workers' compensation ... ) Employers also expect increased quality of care. (If you have one message going out about treatment ...

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    • Authors: Frederic L Broers, David E Scarlett, Daniel D Skwire, Wendy Manners
    • Date: Oct 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Individual Disability Insurance Opportunities for Life Insurers
    reinsurance lines, which include IDI and long-term care. Currently, Munich American Reinsurance is a recognized ... socio-economics of that field changed to a managed-care crisis, it was ill prepared to sustain the volatility ...

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    • Authors: Andronico L Castillo, Daniel D Skwire, Erica Morrison-Brazitis, Application Administrator
    • Date: May 2001
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • The Future of Individual Disability Income
    population, we put an increased focus on long-term care. We have tried to build connections between our ... individual disability products and our long-term-care products to try to have more appeal for that market ...

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    • Authors: Michael B Koopersmith, David Simbro, Daniel D Skwire, Mark McGuire
    • Date: May 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • New Opportunities in Individual Disability Insurance
    to have improved. The settling out of the managed care crisis from the tightening of underwriting seems ... certain market about life insurance and long-term care and group disability, why not develop a package ...

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    • Authors: Stephen Miller, Daniel D Skwire, Thomas K Penn-David
    • Date: Jun 2003
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • LTD Experience Trends: Social Security and Private Programs
    to be in the work force because you get health care. In the Social Security disability program, there ... force to get a cash benefit, you lose your health care unless you also happen to be poor enough to qualify ...

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    • Authors: Eli Donkar, Allen D Livingood, Daniel D Skwire
    • Date: May 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance; Social Insurance